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Virginia Realtor® Education from the RGS TITLE Real Estate Academy

RGS Title Real Estate AcademyThe RGS TITLE, LLC Real Estate Academy offers real estate agents comprehensive educational classes that assist in day to day business practices. Our academy also ensures that agent business practices are current, ethical and in compliance with the complicated, and ever changing, statutory requirements. Taught by professional real estate attorneys employed by our General Counsel, our classes have been developed with a pragmatic approach to a real estate agent's everyday business encounters. Each course qualifies participants for necessary professional continuing or post licensing education credit.

Please review the list of approved courses offered by RGS Title, LLC.

Course Title Length Credit Expires CE# PL#


1 hour CE Mandatory - REAL ESTATE CONTRACTS 12/31/16 15481


2 hours CE/PLE (ST) Mandatory- FAIR HOUSING 12/31/19 19117 19129

This course is intended to give the attendee a fairly detailed view of two sections of the Internal Revenue dealing with the tax consequences of the sale of real property.

IRC Section 121 relating to the sale of a principal residence and the exclusion from gross inconle of the gain realized from such a sale if the requirements of the section are met. The attendee will be exposed to a comprehensive review of the ternlS of the statute as well as some of the regulations prOITIulgated thereunder. The attendee should leave the presentation with an understanding of the basic requirelnents of the Code Section and the benefits available to the seller of a prin1ary residence.

The second section of the materials and presentation deal with IRC Section 1031. This section deals \vith the use of exchanges of like kind properties to achieve a deferral of taxation on any gain realized from the transfer of real property held for investment or for use in a business for the production of inCOIne. The attendee will receive a fairly detailed review of the statute and regulations pronlulgated thereunder dealing with the exchange of like kind real properties. The attendee should leave the presentation with an understanding of the availability of the potential benefits of deferring the recognition of gain from the sale of investment real estate and the basic
requirenlents of the statute regarding same. A warning to the attendee that advice in this area is conlplex and should be given by a tax professional is included.

3 hours CE Elective - Related Subjects 12/31/16 14676

This Fair Housing course provides general infornlation regarding the most common types of fair housing violations and how they can be avoided. The course instruction begins with a general overvie\v of the federal, state, and local laws which govern fair housing; including knowing to what types of transactions these laws apply. After knowing who is protected by these laws, the course will examine common fair housing violations, how
to prevent fair housing claims, and what to do if a violation occurs. The course rnaterials also provide fair housing resources for both the real estate professional and their clients.
A section of this course is also dedicated to advertising violations.

Through the use of the National Association of Realtor's Fair Housing video, this course will provide a complete overview of fair housing issues and demonstrations of violations.
Case studies at the end of the materials will be used to demonstrate real life scenarios with fair housing implications. The course attendee should leave this course with a broad-based overview of Fair Housing laws and how to prevent protect themselves and their clients from claims in the future.

3 hours CE Mandatory - FAIR HOUSING 12/31/16 15443

This Fair Housing course provides general infornlation regarding the most common types of fair housing violations and how they can be avoided. The course instruction begins with a general overvie\v of the federal, state, and local laws which govern fair housing; including knowing to what types of transactions these laws apply. After knowing who is protected by these laws, the course will examine common fair housing violations, how
to prevent fair housing claims, and what to do if a violation occurs. The course rnaterials also provide fair housing resources for both the real estate professional and their clients.
A section of this course is also dedicated to advertising violations.

Through the use of the National Association of Realtor's Fair Housing video, this course will provide a complete overview of fair housing issues and demonstrations of violations.
Case studies at the end of the materials will be used to demonstrate real life scenarios with fair housing implications. The course attendee should leave this course with a broad-based overview of Fair Housing laws and how to prevent protect themselves and their clients from claims in the future.

2 hours CE Mandatory - FAIR HOUSING 12/31/16 15439
  1. Introduction/History of the Code
  2. Structure of the Code of Ethics
    • Duties to Clients and Customers
    • Duties to the Public
    • Duties to Realtors
  3. Ethics Quiz and Class Discussion
  4. Process of Interpretation and Enforcement
  5. Class Exercisises with Case Studies
  6. The Issue of Ethics In Our Market Today
    • Questions and Answers and Open Discussion
3 hours CE Mandatory - ETHICS 12/31/17 16931

The course materials and presentation provide a general overview of foreclosure proceedings in Virginia while providing real estate licensees with SOllie helpful ideas for working with Sellers in or near foreclosure. The discussion begins with an overview of the dOCUlllents that create the lenderlbolTower relationship and continues by describing the problen1s that often arise. Information regarding the timing and requirements of a tnlstee's sale are then presented to educate the class about the foreclosure process.

The last section of the course provides sonle practical advice for licensees in how to deal with sellers who are near foreclosure or purchasers who are thinking about buying foreclosed properties. This section includes a discussion of possible work-outs, important considerations in dealing with seller in foreclosure and advising purchasers who are considering buying foreclosed properties.

3 hours CE Elective - Related Subjects 12/31/17 16926
  1. Eminent Domain (LEGAL UPDATES ON TOPIC INCLUDED)
  2. Forms of Real Estate Ownership
  3. Legal Descriptions
  4. Real Estate Taxes and Other Liens (LEGAL UPDATES ON TOPIC INCLUDED)
  5. Real Estate Contracts(LEGAL UPDATES ON TOPIC INCLUDED)
  6. Transfer of Title
  7. Title Records
  8. Real Estate Financing
  9. Virginia Contract Disclosure Statues
  10. Overview of Relevant Legislative Changes
3 hours CE Mandatory - LEGAL UPDATES 12/31/17 16925

This course will improve the real estate licensee's understanding of basic negotiation techniques and theories to help him or her provide the greatest level of service and protection to the client. The techniques described herein are useful tools both as a means to obtain a desired result as well as to prevent an undesirable outcome. As such, this course seeks to increase the focus placed on the pre-contract stage of the transaction as a means to improve the clarity of the final ratified contract to make for a more consistently smooth settlement process.

1 hour CE Elective - Related Subjects 12/31/16 14947

The course will review and further explore all topics listed below as well as relevant case law that pertains to the subject lnatter.

  1. Interests In Real Estate
  2. Real Estate Taxes
  3. Real Estate Contracts
  4. Transfer of Title
  5. Virginia Disclosure Statues
  6. 2007 Relevant Legislative Changes
1 hour CE Mandatory - LEGAL UPDATES 12/31/17 16937
3 hours CE Mandatory - RESIDENTIAL STANDARD AGENCY 12/31/17 16014
  1. Short Sales
  2. Forgiven Debt
  3. REO Sales
  4. Q&A
2 hours CE Elective - Related Subjects 12/31/18 18771

The course Inaterials and presentation provide a general overview of the use of living trusts in real estate transactions. The discussion begins with an overview of the creation of a living trust and the parties to a trust agreement. The course also addresses the benefits and other special issues that arise when a property is held in trust. The last section of the course provides SOlne practical advice for licensees representing sellers and buyers who wish to hold property in their living trusts.

1 hour CE Elective - Related Subjects 12/31/17 16945

This course is intended to give the attendee a fairly detailed overview of what title insurance is and how it applies to the real estate transaction and the real estate professional.

The l11aterials deal with the business of title insurance, nl)1hs and truths that lie wi thin the industry of title insurance and the process of how titles are insured. The course \vi11 also revie\v the final title policy and bring understanding to what the two most commonly issued title insurance policies in Virginia contain as coverage's and the differences between the two.

Final1y, the course wil1 exalnine the services that title insurance agents provide and the differences between those services so that the real estate professional can rnake an informed decision when selecting title insurance products and providers.

2 hours CE Elective - Related Subjects 12/31/17 16816

This course will take the attendee through each step of the closing process as well as review frequently asked questions. Each section will touch focus on how to facilitate a smooth and successful closing transaction.

  1. Introduction of Course
  2. Before Settlement
  3. At the Settlement Meeting
  4. After the Closing
  5. Special Circumstances
  6. Q & A/FAQ Facts
1 hour CE Elective - Related Subjects 12/31/17 16935
  1. History - The Law Prior to 2007 Legislation
  2. The 2007 Legislation
  3. Effect of the New Disclosure Act
  4. Conclusion
1 hour CE Elective - Related Subjects 12/31/17 16929

This course will take the attendee though a complete and thorough review and comparison of the differences between the Virginia Association of Realtors contract for purchase and the Northern Virginia Associations of Realtors regional contract for
purchase.

 

1 hour CE Mandatory - REAL ESTATE CONTRACTS
Elective PL- Residential RE
12/31/16 15471

This course is intended to give the attendee a fairly detailed view of selected issues in Virginia agency law as it applies to real estate professionals

The materials deal with three areas of the agency law: confidentiality, disclosure requirernents regarding the existence of an agency relationship; and dual agency because of the perceived importance of these considerations and their importance to professional conduct.

1 hour CE Mandatory - REAL ESTATE AGENCY 1/1/16 15615
  1. Short Sales Overview
  2. Presenting Offers
  3. Issue of Confidentiality
  4. Issue: When is a Short Sale Contract Ratified?
  5. Escrow Accounts and Earnest Money Deposits
  6. Commission Reductions??
  7. Property Status in MRIS Listing
  8. Q&A
1 hour CE Elective - Related Subjects 12/31/15 13030
  1. Common Ownership Interests
  2. Common Types of Deeds
  3. Common Forms of Co-Ownership
  4. Q&A
1 hour CE Elective - Related Subjects 12/31/15 13176
  • How Do I Read the Contract?
    • Is there an obligation or duty owed by my client or to my client?
    • What strategy provides the best way to fulfill the duty or obligation?
    • Will the strategy consistently integrate into my process?
  • Simple Solutions for Common Issues
    • Post-Settlement Occupancy Agreements
    • Disallowed Escrows/Credits for Walk-Through Issues
    • Assignments of Funds
    • Closing Cost Credits
    • Residential Property Disclosure Statement
  • Getting the Most Out of the Process
1 hour CE Elective - Related Subjects 12/31/15 13419
  1. Introduction
  2. What happens to the property title when an owner dies?
  3. The Intestate Estate
  4. The Testate Estate
  5. Conclusion
1 hour CE Elective - Related Subjects 12/31/15 13677
  • Surveys: - Why have one?
    • What if there are issues reported on the survey?
    • How do surveys impact title insurance?
  • Easements: What are they?
  • Example: -Fax alert of survey findings
    • Sample Survey Review
1 hour CE Elective - Related Subjects 12/31/16 14348
  1. What is FIRP"TA and why do I care?
  2. Who is a "Foreign Person"?
  3. What is "Selling or Otherwise Disposing of a Real Property Interest"?
  4. How much must be withheld?
  5. Are there exceptions?
  6. If no withholding is due at settlement} is the seller exempt from having to file a US Tax return?
  7. What should I tell my clients?
  8. Are their additional concerns for a Realtor working with foreign investors?
  9. Other Pitfalls
1 hour CE Elective - Related Subjects 12/31/16 14370
  1. Buyer Benefits
  2. Why Should ~ use Renovation Financing?
  3. Realtor Questions
  4. What is Purchase and Renovation Financing?
  5. FHA 203 (K) & FHA 203(K) Streamline
  6. Conventional Renovation Loan
  7. Comparison of Down Payment & Monthly Payment
  8. Q&A
  9. The Renovation Process
  10. How do the numbers work?
  11. Q&A
2 hours CE Elective - Related Subjects 12/31/16 14650
  1. Introduction
  2. The Good Faith Estimate (GFE) Review
  3. The HUD-l Review
  4. Conclusion
2 hours CE Elective - Related Subjects 12/31/14 11533
  1. Power of Attorney forms
  2. Revocable Trusts / Living Trusts and Land Trusts
  3. Estate Cases / Deceased Owners
  4. Corporations/LLCs/Partnerships
  5. "Foreign" Sellers
  6. Tax Deferred/l031/Starker Exchanges
  7. New Home Sales/Recent Construction
  8. Construction Loans
  9. Short Sales
  10. Bankruptcy
  11. Foreclosures
  12. Persons under a Disability - Sales by Guardians/Custodians
  13. Installments Sales/Contract for Deed
  14. Rent Backs
  15. Suggestions
2 hours CE Elective - Related Subjects 12/31/16 14649
  1. Glossary of Terms Used in Exchanges.
  2. Issues in Tax Deferred Exchanges
  3. The Mechanics of a Delayed 1031 Exchange
  4. Some Special Circumstances - Briefly
  5. The Advantages and Disadvantages of a 1031 Exchange
2 hour CE Elective - Related Subjects 12/31/16 14675
  1. I. General
  2. Sales Contract for Land
  3. Lease Purchase Option Agreements
  4. The Contract For Deed
  5. Seller Financing
3 hours CE Mandatory -REAL ESTATE CONTRACTS 12/31/16 15474
  1. I. General
  2. Sales Contract for Land
  3. Lease Purchase Option Agreements
  4. The Contract For Deed
  5. Seller Financing
1 hour CE Elective - Related Subjects 12/31/19 18991
2 hours CE Mandatory - REAL ESTATE CONTRACTS 12/31/18 18775
2 hours CE Elective - Related Subjects | PLE (ST) Mandatory Current Industry Issues 12/31/19 19116 19128
8 hours PL Mandatory - Real Estate Law (ST) 12/31/20 n/a 20139
1 hour CE Real Estate Contracts 12/31/19 19852 n/a
2 hours CE Mandatory - LEGAL UPDATES 12/31/20 20123 n/a
3 hours CE Mandatory - REAL ESTATE AGENCY | PL (ST) Mandatory Agency Law 12/31/19 19118 19130