Title Insurance Comparison
A comparison of coverage
Standard Residential Owners title insurance policy vs.
the Homeowner’s Policy:
| Coverage | Homeowner (Enhanced) | Standard |
| 1. Improperly executed document |  |
|
| 2. A third party title claim | |
|
| 3. Pre-Policy forgery, fraud or document executed under duress | |
|
| 4. Defective or inappropriate recording of documentation | |
|
| 5. Failure to record restrictive covenants | |
|
| 6. Undisclosed liens | |
|
| 7. Mental incompetence of previous Grantors | |
|
| 8. Incorrect legal descriptions | |
|
| 9. Unmarketable title | |
|
| 10. Protection for Mechanics Liens | |
 |
| 11. Automatic increase of coverage for five years to 150% of original policy value | |
|
| 12. Coverage to insure legal right for vehicle and pedestrian access | |
|
| 13. Protection for pre-policy zoning violations | |
|
| 14. 10,000 indemnity against improperly created subdivision | |
|
| 15. 25,000 indemnity for forced removal of existing structure other than a boundary wall or fence | |
|
| 16. Protection against forgeries affecting title that occur after policy is issued | |
|